About Us

Established in 2002, Total IRA is dedicated to providing Individual Retirement Account (IRA) investors with a cost-effective, comprehensive IRA solution that includes unparalleled investment options and support. Our only business is servicing the needs of IRA accountholders.

Saving for retirement is difficult enough without the added complexities associated with navigating tens of thousands of potential investments. To simplify the IRA investing process, Total IRA partners with firms that share our dedication to providing quality services to accountholders.

Mid Atlantic Trust Company, part of the Mid Atlantic Financial Network that provides services to more than $50 billion in assets, provides custodian services for each IRA. The Fiducia Group, a registered investment advisory firm, carefully screens all of the investments offered by Total IRA for performance and affordability while also providing an Investment Selection Tool to help clients chose the appropriate allocation of investments.

Who we work with


Mid Atlantic Trust Company

Mid Atlantic serves as the custodian for the assets of our Total IRA accountholders and also execute trades with no commission charges to you.

The Fiducia Group

Fiducia Group

Fiducia Group is the independent investment advisory firm that selects the funds for Total IRA and also created the Investment Selection Tool.



Sertifi is responsible for all of our eSignature capabilities. They are the ones that make opening an account with Total IRA fast and easy.

Transfer Solutions Incorporated

Transfer Solutions

Transfer Solutions runs Total IRA's record keeping software. We use their industry-best platform to track every transaction our account holders make.

Convergent RPS

Convergent RPS

Convergent RPS is our compliance consultant. They keep our IRA specialists up-to-date on all new compliance and regulatory issues.